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Terms and Conditions

The Arthamoksha Advisory (OPC) Private Limited is a private limited company having its registered office at Flat-3, B-Bldg, Pleasant Avenue, Viman nagar, near Nice Garden, Pune Mh 411014 In and is registered as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014 (Regulations).

The domain name (hereinafter referred to as "Website") is owned by Arthamoksha Advisory (OPC) Private Limited.


Please read the terms and conditions for use of the website, and pages accessible there from (hereinafter referred to as the “Site”) and the Services provided by access and/or use of the Site as mentioned below.

By visiting our site you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your continued use of means that you accept any new or modified terms and conditions that we come up with.


By registering, you certify that all information you provide, now or in the future, is consistent. reserves the right, in its sole discretion, to deny you access to this website or any portion thereof without notice for the following reasons (a) immediately by for any unauthorized access or use by you (b) immediately by if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement

  • I agree to get periodic SMS alerts
  • I agree to get periodic newsletters.

2) LICENSE , hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this USER AGREEMENT.

3) COPYRIGHT & NO RETRANSMISSION OF INFORMATION: hereby grants to the User, the right to use the Service in accordance with these terms, and for no other purpose. Please note that all elements contained on this Web-Site including all individual articles, columns and other elements making up the Service are also Copyrighted works and are owned by and/ or its Suppliers and are protected by Copyright, Service Marks and Trademark laws, International Treaty provisions and/or other proprietary rights under the laws of India and this Terms of Use. All materials, information and content that may be referenced on the Site and belonging to third parties constitute the intellectual property of such third party and claims no ownership rights in respect thereof. is not responsible for the content of or any damage that may result from the User’s access to or reliance on third-party sites. If the User links to third-party sites, he/she does so at his/her own risk. The content on this Site is for personal and non-commercial use only and any unauthorized use of the materials and information may violate copyright, trademark, and/or other laws

By posting, uploading, storing, or transmitting any content on the Site, the User hereby grants to a perpetual, worldwide, non-exclusive, royalty-free, assignable right and license to use, modify, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world.

By using the service you agree to abide by all applicable Copyright and other laws as well as any additional Copyright notices or restrictions contained in the Service. or other third parties shall be entitled to obtain equitable relief for any violation of their IP, over and above all other remedies available to it to protect its interests therein. Violators will be liable to be prosecuted to the maximum extent possible. Copying for reproduction, for redistribution or other purpose of the web site or any part thereof including but not limited to text content and graphics to any other server or location including caching of any kind is expressly prohibited. The Service is non-exclusive, non transferable, non-assignable, non-sub licensable, revocable license to the User. The Service is not sold to the User. owns the Service, its applications and Trademarks.


The Site publishes information relating to financial and investment issues from time to time. All information published and disseminated on the Site including the recommendations, blogs, contents of our newsletters, calculators, other tools and features provided on the Site are for information and educational purposes to enable the User(s) to make prudent financial decisions.


Neither (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. shall have no responsibility to provide you access while interruption of is due to any such cause shall continue.



User agrees, accepts and understands that all Investment Advisory Services related work is carried out on a good-faith basis and as per specific understanding / agreement by and between us and the party concerned. User expressly agrees that use of the website is at your sole risk. The contents, information, software, products, features and services published on this web site may include inaccuracies or typographical errors. Changes are periodically added to the contents herein and/or its respective suppliers may make improvements and/or changes in this web site at any time. This web site may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions (and its owners, suppliers, consultants, advertisers, affiliates, partners, employees or any other associated entities, all collectively referred to as associated entities hereafter) shall not be liable to user or member or any third party. should exercise its right to modify or discontinue any or all of the contents, information, software, products, features and services published on this website.

This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and By using the Information on , you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the information including recommendations, opinions, suggestions disseminated on the Site being merely recommendatory in nature are aimed at providing mass customer customization service. The said recommendations, opinions, suggestions made are based upon the calculations, opinions and analysis undertaken by owned by Arthamoksha Advisory (OPC) Private Limited and may be accompanied with analysis notes from time to time. owned by Arthamoksha Advisory (OPC) Private Limited is not responsible for any damages resulting from use of this Site by anyone. may make available to you through one or more of its Services, a broad range of financial information that is generated internally or obtained from Stock Broker, Research Analyst, Financial Advisory Companies, agents, vendors or partners ("Third Party Providers"). This includes, but is not limited to, financial market data, quotes, news, analyst opinions, research reports, graphs and data ("Market Information"). It does not manage the User’s funds but merely recommends Users to buy, sell or hold certain securities. owned by Arthamoksha Advisory (OPC) Private Limited does not come under the purview of the SEBI (Portfolio Managers) Regulations 1993 or SEBI (Stock Brokers and Sub Brokers) Regulations 1992. and/or its respective associated entities make no representations about the suitability of the contents, information, software, products, features and services contained on this web site for any purpose. All such contents, information, software, products, features and services are provided "as is" without warranty of any kind. and/or its associated entities hereby disclaim all warranties and conditions with regard to these contents, information, software, products, features and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, and availability in no event shall and/or its associated entities be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this web site or any consequences arising out of information submitted by you or with the delay or inability to use this website, or for any contents, information, software, products, features and services obtained through this web site, or otherwise arising out of the use of this web site, whether based on contract, tort, strict liability or otherwise, even if or any of its associated entities has been advised of the possibility of damages. does not warrant the correctness and accuracy of the information provided on, collected from or used from third party sites. It shall not be responsible for any errors or omissions therein

If, despite the limitation above, we are found liable for any loss or damage which arises out of or is in any way connected with any of the occurrences described in the limitation above, then our liability will in no event exceed, in total, the sum of Rs.5,000.


The User hereby warrants, acknowledges and undertakes:

    a.  To provide true, accurate, correct and complete information upon registration as a Registered User or at the time of subscription to the Subscription Services as the case may be ("Personal Information");
    b.  That if the information provided is false or untrue in any respect, the recommendations, opinions and suggestions offered to it may be wrong and
    c.  To notify the Site immediately of any changes to the said Personal Information.

The User agrees not to impersonate any other person, dead or alive or entity or to use a false name or a name that he/she is not authorized to use.
The User shall not disclose his/her password and other login credentials to any other person for gaining access on behalf of such User or otherwise.

The User(s) shall not use the Site for illegal purposes. The User(s) undertakes to

    a.  abide by all applicable local, state, national, international laws and regulations in the use of the Site (including laws regarding intellectual property)
    b.  not resell material on the Site,
    c.  not interfere with or disrupt the use and enjoyment of the Site by other User(s),
    d.  not engage, directly or indirectly, in transmission of "spam", chain letters, junk mail or any other type of unsolicited communication, and
    e.  not defame, harass, abuse, or disrupt other User(s) of the Site owned by Arthamoksha Advisory (OPC) Private Limited is neither a Portfolio Manager, Broker, Sub-broker and nor is it registered with any stock exchange.


The User shall be responsible for creating and safe keeping of his/her password. Access to certain areas of the Site is available only to registered Members. To become a registered Member, you are required to answer a limited number of mandatory questions as per the KYC norms issued by SEBI. Answers to additional questions are optional. You represent and warrant that all information which you supply to us about yourself and others is true and accurate.


In case the User(s) avail the various paid membership services offered on the Site by owned by Arthamoksha Advisory (OPC) Private Limited they will get benefited by accessing to more information such as Research analysis, scoring system for stock, stock recommendations based on scoring system, Risk associated with investment in stock market,Various recommen- dations, opinions, suggestions may be made available to such User(s) to enable them in taking relevant decisions. Unauthorized access to registered areas of this Site by non-registered users is strictly prohibited. If you have a user password allowing access to a non-public area of this Site, you may not disclose or share your password with any third party (ies) or use your password for any unauthorized purpose.


The content on the Site is either that of or is posted by Users or any other third party with the permission of the Site. The grant of permission is at the sole discretion of the Site. The content may be posted on the Blogs, Reports and Forums on the Site. All content provided by Users or other third parties is the sole responsibility of the party who has provided the content. It is expressly made clear that does not maintain or control any such information posted by the Users or third party and is therefore not responsible in any manner whatsoever for the accuracy, completeness, usability or adequacy of such information. Further, shall not be liable to any User in connection with his/her reliance on any such third party content or information. The User shall be responsible for ensuring that in using the Site and availing the Services it complies with all applicable laws, rules and regulations for the use of systems, service or equipment. The User also expressly undertakes not to upload any posts, content or other materials with intent to defame, abuse, harass, stalk, threaten or otherwise violate the legal rights of others or to publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information or upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer system or equipment. The User shall not conduct or forward surveys, contests, or chain letters or download any file posted by other Users that he/she knows, or is expected to know, cannot be legally distributed in such manner. owned by Arthamoksha Advisory Private Limited periodically verifies the content uploaded on the Site by Users and third parties to ensure that the content does not violate any rules, regulation and laws prevailing in India for the relevant time period. Therefore, owned by Arthamoksha Advisory Private Limited may refuse, suspend, terminate, delete, edit or amend any artwork, materials, information or content of any data or information so as to comply with the legal or moral obligations as owned by Arthamoksha Advisory Private Limited may deem fit and to prevent the infringement of a third party's rights or any other rules, standards or codes of practices that may be applicable from time to time. However, it is expressly made clear that owned by Arthamoksha Advisory Private Limited is under no obligation to do so.


By using this website, it is deemed that you have consented to receiving calls, autodialed and/or pre-recorded message calls, SMS, from us or our vendors, at any time, on the telephone number / contact information that has been provided by you even if the contact number you have entered is on DND (Do not Disturb), for the use of this website or our services. We may send inquiry confirmation / intimation, booking confirmation, cancellation, payment confirmation, schedule change or any such other information relevant for the transaction, via SMS or by voice call on the contact number given by the User at the time of registration / reservation. We may also contact you to clarify your inquiry, seek additional details pertaining to it, etc. The use of this website is also your consent to receive SMS from us and our vendors at any time, as we deem fit. This consent to be contacted is for purposes that include and are not limited to clarification calls and marketing and promotional calls.

You may also be contacted by Service Providers with whom we have entered into a contract in furtherance of our rights, duties and obligations under this document, and all other policies followed by us. The sharing of the information provided by you is governed by the Privacy Policy.


All notices to or upon the Site shall be effective if made in writing and sent to the office of the B-3, Pleasant Avenue, Vimannagar, Pune 411014, India, India by speed post or registered post acknowledgment due


Unless expressly authorized by website, no one may hyperlink this site, or portions thereof, (including, but not limited to, logotypes, trademarks, branding or copyrighted material) to theirs for any reason and therefore is not responsible for the content of such linked resources. Further, you are not allowed to reference the url in any commercial or non-commercial media without express permission. You specifically agree to cooperate with the Website to remove or de-activate any such activities and be liable for all damages


You hereby agree and undertake to indemnify us against all types of losses and damages and all claims imposed on, incurred by or asserted as a result of or related to: (a) your access and use of (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized or any other authority due to any erroneous compliant raised by you against us with respect to the intimations mentioned above or due to a wrong number or email id being provided by you for any reason whatsoever.


If there is any conflict between this User Agreement and other documents, this User Agreement shall prevail, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of

16) REFUND AND CANCELLATION POLICY: offers a free 3 days evaluation to ensure that our products and services will meet your needs without the need to purchase. Hence, there will be ABSOLUTELY NO REFUNDS and CANCELLATIONS.

Before deciding to subscribe to our services, please make sure to take our 3 days free trial, the evaluation version that we provide. We do not offer refunds on subscriptions that have already been taken.

We so believe in our services and support and even give 3 days free trial that, without any exception we have NO REFUND POLICY.

For this reason, we strongly recommend that before payment, our visitors: 

  1. Read all information about our products, services and support given to our clients.
  2. 2.Evaluate the quality of our services by taking our 3 days free trial.
  3. 3.Read all About Us and our technical Team.
  4. 4.Read the Frequently Asked Questions (FAQ) sections.
  5. 5.Read our Terms of Use.
  6. 6.Read our Privacy Policy

By making a payment for Subscription, you acknowledge that you have read and agree to the above No Refund and No cancellation Policy.
In case the user is re-registering, may, in its absolute discretion, not provide the free trial to them again.


User will be charged nominal fees to access information; you will be required to pay fees using a payment method made available to you. In order for you to make such purchase, we may direct you to our trusted payment service providers' websites. The fees, mode of payment, features, benefits, terms of use of each of the above type of membership are available under the respective tab on the Site. Users are advised to read all information before availing the paid membership services.You may be required to share with payment service providers your personal information (such as your name, address, and identity number), financial information (e.g. your credit card number, bank account, etc.) and any other information which is required by the payment service providers in order to access information. We may change the rates of the Services from time to time and in our sole discretion.

18) PAYMENT GATEWAY has entered into a contractual arrangement with PayUmoney for availing the payment gateway services provided by it. The terms and conditions and security features of the payment transactions facilitated by PayUMoney can be seen by visiting The Arthamoksha Advisory Private Limited Pvt Ltd is a private limited company having its registered office at B-101, Signet Corner, Baner-Balewadi Junction, Baner Road, Baner, Pune – 411045, INDIA. owned by Arthamoksha Advisory Private Limited is a division of the Arthamoksha Advisory Private Limited Pvt. Ltd. and is registered as a Research Analyst under the SEBI (Research Analysts) Regulations, 2014 (Regulations).


The company reserves the right to suspend the operation of this Site or any part or sections of it at any time and no claims may be entertained against the Company in connection thereto.


The service is provided "as is," without warranty of any kind, either express or implied, including without limitation, any warranty for information, data, services, uninterrupted access, or products provided through or in connection with the service. Specifically, disclaims any and all warranties, including, but not limited to: (i) any warranties concerning the availability, accuracy, usefulness, or content of information, products or services; and (ii) any warranties of title, warranty of non-infringement, warranties of merchantability or fitness for a particular purpose. this disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tort, negligence, or under any other cause of action neither  nor any of its employees, agents, successors, assigns, affiliates, group companies or content or service providers shall be liable to you or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of any warranty because some countries do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. in such countries, the respective liability of its employees, agents, successors, assigns, affiliates, group companies and content or service providers respective liability is limited to the amount provided under said law further, you agree and understand that all services provided are non-refundable and that you should carefully consider whether our services are able to meet your needs.


You understand that while the Internet and the World Wide Web are generally reliable, technical problems or other conditions may delay or prevent you from accessing the Site. shall not be liable, and you agree not to hold or seek to hold or any of its agents or service providers liable, for any technical problems, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high Internet traffic demand, security breaches and unauthorized access, and other similar computer problems and defects


Apart from the general informative content available on the Site which may be accessed for free by Users upon accessing the Site and subject to modifications made to the Site and/or the Services from time to time, the Site provides three types of paid memberships to its Users i.e. “3 months, 6 months, 12 months”. This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by for any unauthorized access or use by you (b) immediately by  if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not effect any right or relief to which may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to is non-refundable for any reason.


  1. The transmission of information from this Site to the Users is not intended to create nor does it create an advisor-client relationship between and the Users who access the Site for free and for those availing the paid memberships subscription services offered Though certain recommendations, opinions and suggestions may be given to Users who avail the paid membership services the same are non-binding and any decision making is subject to the sole discretion of the Users.
  2. Though constantly strives to give accurate, reliable and current information on the Site. The recommendations made by are true to its opinion and views and it makes no representation, warranty or claim, whether express or implied to the effect that the information available on the Site is accurate or suitable to the User’s needs.
  3. does not warrant the correctness and accuracy of the information provided on, collected from or used from third party sites
  4. It shall not be responsible for any errors or omissions therein.
  5. makes no express representation or warranty as to whether information Users transmit to the Site will be intercepted by or otherwise be received by an unauthorized third party and Users transmit such information at their own risk.
  6. does not warrant the uninterrupted and continuous provision and running of the Site and the same may be suspended or interrupted due to reasons beyond its control. does not endorse the contents and comments posted by Users and the same are the personal views of the said Users. reserves the right but is under no obligation to monitor the content uploaded by Users on the Site including interactions inter se the Users and to remove any content that it deems objectionable at its discretion.


All Users of the Site in countries other than India should verify whether they are violating any of the local laws in such countries by using this Site and availing the Services provided hereunder. If the User chooses to access the Site from outside India, he/she shall be responsible for compliance with both the foreign and local laws. The Users agree that they will solely be liable for any liability incurred by them in this regard and will indemnify for any liability that it may incur in any foreign jurisdiction as a consequence of citizens/residents of countries other than India using the Site. This shall not be constituted as an offer to sell or a solicitation to any person in any jurisdiction where it is unlawful to make such an offer or solicitation.


All disputes, differences and questions of any nature which at any time arise between the parties to this agreement out of the construction of or concerning anything contained in or arising out of this agreement or as to the rights, duties or liabilities under it or the parties to it shall be referred to the sole Arbitrator under the Arbitration and conciliation Act, 1996. The sole Arbitrator shall be appointed by the Director of Arthamoksha Advisory (OPC) Private Limited. The Arbitration Proceedings shall be held at __________ (Maharashtra) India. The Place of Arbitration will be at _________ (Maharashtra) India. The laws prevailing in India Shall alone apply to the Arbitration Proceedings between the parties


The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in __________, India in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.