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Spandana Sphoorty Financial Ltd . Mid Cap

BSE: 542759 | NSE: SPANDANA
Finance
Live
20/04/2021 4:00:00 PM
531.75 6.45   (1.23%)
BSE: price shown with 5 mins delayed.
Prev. Close 525.30
Open Price 528.70
Volume Traded 7970.00

Fundamentals

Mar'11 Mar'12 Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar'19 Mar'20
Ajusted EPS(Rs.) 63.16 52.3 54.7
Net Sales (Rs. Cr.) 587.31 1043.1 1435.3
Adjusted Net Profit 187.94 311.92 351.83
Book Value/ Share(Rs.) 82.43 316.84 408.3
Cash Flow -185.58 44.08 -88.98
Debt to Cash Flow from Operations -1.26 -5.18 -86.02
RONW 28.15 22.86 15.01
ROCE % 12.37 18.13 18.32
Net Operating Profit Margin % 49.09 45.82 42.69
Net Profit Margin % 31.99 29.75 23.94
Debt / Equity 1.68 1.62 1.33
Dividend Yield % 0.00 0.00
Mar'11 Mar'12 Mar'13 Mar'14 Mar'15 Mar'16 Mar'17 Mar'18 Mar'19 Mar'20
Ajusted EPS(Rs.) 0 0 0 33.18 51.57 119.34 155.85 63.17 51.77 52.35
Net Sales (Rs. Cr.) 781.2 352.32 258.29 279.51 303.31 344.83 378.05 587.27 1036.28 1409.49
Adjusted Net Profit -9.23 -269.82 -1162.46 64.10 105.03 120.29 438.35 187.96 308.74 336.70
Book Value/ Share(Rs.) 350.16 109.15 -490.74 -466.59 -414.01 -297.79 9.34 82.43 316.33 405.53
Cash Flow -581.51 322.07 -342.02 -96.88 33.31 -23.77 254.80 -187.61 42.89 -91.79
Debt to Cash Flow from Operations -3.05 2.69 -7.27 4.05 -5.63 8.06 -15.85 -1.26 -4.53 -56.20
RONW -1.93 0.00 0.00 -19.06 30.68 32.34 87.34 29.61 22.63 14.42
ROCE % 11.28 0.00 0.00 5.90 6.61 8.05 6.90 15.57 18.05 17.98
Net Operating Profit Margin % 0.80 -74.46 -425.08 24.07 33.56 26.23 11.16 49.10 45.72 42.10
Net Profit Margin % -1.18 -75.62 -426.16 22.93 32.30 25.45 112.64 31.99 29.64 23.36
Debt / Equity 4.76 1.15 2.10 0.00 0.00 13.13 1.67 1.41 1.61 1.33
Dividend Yield % 0.00 0.00

Year on Year Growth Rate (%)

Ajusted EPS Sales Adjusted Net Profit

Latest Financials

Standalone Consolidated
TTM EPS (Rs) 25.63 27.81
TTM Sales (Rs. Cr.) 1404.81 1437.37
BVPS (Rs.) 423.51 427.52
Reserves (Rs. Cr.) 2659.49 2685.32
P/BV 1.25 1.24
PE 20.50 18.88889
From the Market
52 Week High / Low (Rs) 830/403.5
Volume Traded 7970
Market Cap (Rs. Cr.) 3378.49
Equity (Rs. Cr.) 64.315483
Face Value (Rs) 10
Industry PE 0

Quarterly Results

Mar'2020 Jun'2020 Sep'2020 Dec'2020
Net Sales (Cr) 421.12 319.08 337.54 327.07
Adjusted EPS (Rs) 12.05 8.51 9.79 -4.72
Net Profit Margin % 18.40 17.16 18.65 -9.28
Mar'2020 Jun'2020 Sep'2020 Dec'2020
Net Sales (Cr) 428.65 325.97 344.84 337.91
Adjusted EPS (Rs) 12.89 9.16 10.38 -4.62
Net Profit Margin % 19.34 18.08 19.36 -8.80

Quarterly Growth Rate (%)

Ajusted EPS Sales Net Profit Margin

Peers Data

Name Current Price(Rs) Market Cap. (Rs. cr.) Net Profit(Rs. cr.) Sales Growth(%)
Utique Enterprises Ltd 2.09 11.25 2.97 -74.79
Williamson Magor & Company Ltd 17.4 20.44 -76.33 -52.13
Alfred Herbert (India) Ltd 605 47.09 0.86 -28.71
Nalwa Sons Investments Ltd 1225 640.86 24.58 -3.10
Rane Holdings Ltd 563.7 793.33 50.82 -19.69
Spandana Sphoorty Financial Ltd 529.15 3378.49 336.69 -30.21
Cholamandalam Investment & Finance Company Ltd 539.15 43199.61 1052.37 -18.47
Muthoot Finance Ltd 1142.05 45862.7 3018.3 -11.26
Bajaj Finserv Ltd 9821.05 150718.28 666.86 -90.64
Bajaj Finance Ltd 4610 269841.62 4881.12 -26.35
Housing Development Finance Corporation Ltd 2414.9 449859.14 17769.65 -37.94

Technical

Sector

26505.76 -279.93   (-1.05%)

Index

47705.80 -243.62   (-0.51%)
9 Days Avg
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News

2021/04/01 11:50

Spandana Sphoorty Financial allots NCDs aggregating Rs 45 cr On private placement basis

Spandana Sphoorty Financial has allotted 4,500 Rated, Unlisted, Senior, Transferable, Redeemable, Taxable, Non Convertible Debentures of face value of Rs 1,00,000 each, at par, on a private placement basis to Vivriti Short Term Bond Fund and Vivriti Samarth Bond Fund in demat form, in consideration of an aggregate amount of Rs 45 crore.

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2021/03/31 17:43

Spandana Sphoorty Financial to issue NCDs up to Rs 45 cr

Spandana Sphoorty Financial announced that the Management Committee of the Board of Directors of the company approved the issuance of secured unlisted non-convertible debentures up to an aggregate amount of Rs 45 crore.

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2021/03/25 18:09

Spandana Sphoorty Financial to conduct board meeting On 31 March 2021

Spandana Sphoorty Financial will hold a meeting of the Board of Directors of the Company on 31 March 2021..

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About Company

Spandana Sphoorty Financial Limited was incorporated as a public limited company with the name 'Spandana Sphoorty Innovative Financial Services Limited ('SSIFSL') on March 10, 2003 at Hyderabad, Andhra Pradesh, India. A certificate of commencement of business was issued to SSIFSL on November 11, 2003 by the Registrar of Companies, Andhra Pradesh and Telangana at Hyderabad . On October 16, 2004, the Reserve Bank of India ('RBI') granted a certificate of registration to the Company as a non-deposit accepting nonbanking financial company ('NBFC'). Subsequently, pursuant to a special resolution dated November 26, 2007 passed by the Shareholders, the name of the Company was changed to Spandana Sphoorty Financial Limited. Pursuant to a letter dated December 26, 2007, the RBI granted its no objection to the change of name of the Company to Spandana Sphoorty on January 3, 2008. The Company was granted NBFC - Microfinance Institution ('NBFC-MFI') status by the RBI with effect from April 13, 2015 The Company is a leading, rural focused NBFC-MFI with a geographically diversified presence in India. It offers income generation loans under the joint liability group model, predominantly to women from low-income households in Rural Areas. As of March 31, 2019, the company is the fourth largest NBFC-MFI and the sixth largest amongst NBFC-MFIs and SFBs in India, in terms of AUM update.The Company has developed an in-depth understanding of the borrowing requirements of the low-income client segment. This business model involves regular client meeting processes through their employees, who maintain contact with clients across the districts that it covers. Through their loan products and client-centric approach, the company endeavours to strengthen the socio-economic well-being of low-income households by providing financing on a sustainable basis in order to improve livelihoods, establish identity and enhance self-esteem.Post exit from CDR in March 2017, the company increased its lender base, diversified its borrowings to new banks and NBFCs and also issued NCDs in the capital markets. As a result, during Fiscal 2018, with increasing flow of capital, the company expanded its operations and were able to effectively utilize its existing branch network and employees (that were earlier underutilized due to lack of capital). Prior to their exit from CDR in 2017, the company had limited access to capital, due to which the company was able to offer loans in lower ticket sizes than the demand from their clients. According to ICRA Research, the company had the lowest portfolio per branch amongst peer comparison of major NBFC-MFIs and SFBs, as of March 31, 2017. Post exit from CDR, the company was able to optimize the ticket sizes and also acquire new clients at existing and new branches. This helped the company to grow the Gross AUM in Fiscal 2018 at one of the highest rates (143.8%) among large NBFC-MFIs in India.